Buy a House in Belgium

When you buy a property, you’re investing in your future – you’re paying off your own home instead of someone else’s rent. You also gain stability, the freedom to design your space your way, and the potential to benefit from property value growth.

• Preliminary assessment and financing strategy.
• Discussion with the owner and setting terms.
• Property valuation, bank approval, notary signing.
• Key handover.

The entire process is conducted in your language.

Belgium offers various structures (fixed/variable, mixed rates, different fixed-rate periods). The best choice depends on your plans and risk profile – we’ll compare options for you with repayment simulations.

In addition to the property price, there are notary fees, acquisition taxes, or VAT on new developments, and banking fees. The exact amount depends on the region and type of transaction – we’ll prepare a personalized calculation before you decide.

Yes, foreigners can buy property in Belgium. However, obtaining a mortgage as a non-resident depends on your income, residence status, and the bank’s policy. We’ll check the realistic scenarios for you.

Yes. Banks assess your actual income over a recent period and the stability of your employment. We’ll advise you on which documents to prepare and which banks are most favorable in such situations.

Yes. Basic business financial documents (such as annual accounts) are required. Even a short business history may be accepted – we’ll check available options with different lenders for you.

We cooperate with licensed notaries, appraisers, real estate agents, and multiple banks in Belgium. As part of Domek Group, we operate in full compliance with local regulations.