Buy a house in Belgium

Yes. Banks assess your actual income over a recent period and the stability of your employment. We’ll advise you on which documents to prepare and which banks are most favorable in such situations.

Yes. Basic business financial documents (such as annual accounts) are required. Even a short business history may be accepted – we’ll check available options with different lenders for you.

Yes. Owning a home abroad doesn’t prevent you from buying in Belgium. However, it affects your credit capacity analysis – we’ll handle that for you.

Yes, foreigners can buy property in Belgium. However, obtaining a mortgage as a non-resident depends on your income, residence status, and the bank’s policy. We’ll check the realistic scenarios for you.

In addition to the property price, there are notary fees, acquisition taxes, or VAT on new developments, and banking fees. The exact amount depends on the region and type of transaction – we’ll prepare a personalized calculation before you decide.

• Preliminary assessment and financing strategy.
• Discussion with the owner and setting terms.
• Property valuation, bank approval, notary signing.
• Key handover.

The entire process is conducted in your language.

When you buy a property, you’re investing in your future – you’re paying off your own home instead of someone else’s rent. You also gain stability, the freedom to design your space your way, and the potential to benefit from property value growth.

Your bank only offers its own products. We compare many lenders, explain differences and risks, and help you choose the best solution for your situation.