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Besides the property price, you’ll pay notary fees, registration taxes or VAT, and bank-related costs. We’ll give you a full cost overview before you decide.

If you plan to stay in Belgium long-term, buying is usually more cost-effective:
– Monthly costs are often comparable to or lower than rent.
– You build your own equity.
– You can decorate your home as you wish.
– You gain security and predictability.

In Belgium, besides the purchase price, there are transaction costs (including notary fees, purchase or new-build taxes, and valuation fees). The required contribution depends on the bank and your situation – we’ll tell you exactly what to expect.

Your bank only offers its own products. We compare many lenders, explain differences and risks, and help you choose the best solution for your situation.

Yes. Banks assess your actual income over a recent period and the stability of your employment. We’ll advise you on which documents to prepare and which banks are most favorable in such situations.

Yes. Basic business financial documents (such as annual accounts) are required. Even a short business history may be accepted – we’ll check available options with different lenders for you.

Most banks require property and life insurance linked to the loan. We’ll explain which are mandatory and which simply make sense to have.

Yes, foreigners can buy property in Belgium. However, obtaining a mortgage as a non-resident depends on your income, residence status, and the bank’s policy. We’ll check the realistic scenarios for you.